Best practice is to keep one or two payments in reserve from the buyers down payment for such instances.

The fact that you’re here shows that you’re serious about learning and growing, and that’s half the battle.If you’re looking for real, practical guidance, I’m happy to help.

Great idea, but check your local regulations.

Landlord-tenant regulations are a bit complex in California and getting hands on is the best way to learn before expanding into larger investments. 

We do long-term rentals and practice BRRRR on every deal. 

TD and Congress needs to come up with more relaxed tax regulations to make investing in real estate lucrative again.

Our Florida mortgage practice was basically shut-down for 4 weeks due to Hurricanes Helene and Milton.

I'm looking to buy a house in the St Pete market & have read zoning regulations, articles about STR (anything less than 30 days) and have discussed with my realtor.  

One of the other factors that kept me from pulling the trigger is that the city has never passed any real STR regulation.

These programs offer options for less money down and in some cases DPA - Down payment assistance.As a banker for over 18+ years I am very skeptical when I hear a new name in the business only because its become tougher to lend with all of the new laws and credit/insurance requirements and regulations.