It's this simple, if you walk into gas station dirty jeans torn shirt and smells like grease you will get a different response than if you walk in there with a suit nice haircut....Try it, it's true, I do it for fun...So everyone we all have our own opinions on how things should be said and how things should be done, so let's please move on. 

Those investors are going to take a nice haircut when their rate resets in 5 years.

He was quoting us 5%+ for 3-5 year variable mortgages and a 50% haircut on the rents in the debt-to-income ratio forever.  

She gives a great haircut btw.

That's an $8k haircut, netting me just over $8k for the year.

A haircut was 50 cents.No political statement, just economics of debt, but under the current situation, GDP it should be more, debt less, agreed.Inflation on debt?

My market is ultra competitive and I find that getting sellers to take six figure haircuts is much harder to do than in other markets where the haircuts are five figures or less.

Given that obvious troubled history, you're asking for lower offers than your list price.Personally, if I were to list a property for $285k, I'd do whatever it took to take that $10k (3%) haircut.

So for those of you that have reached finicial independent and your getting your hair cut in the middle of the day, at the dentist etc and your asked if you have to get back to work or they just ask what you do for a living.What is your response?

You don't have much equity (at least as of now), and if you sell you'll take a haircut on transaction costs.