Education in this country is a joke (we rank 9th in Math, 11th in Science worldwide), and without kids getting the best education in the world, the future of this country is bleak.Instead of spending 50% of my tax money to "liberate" middle eastern countries, I'd rather more of that money get spent here at home improving our educational system.As much as people think politicians are ruining this country, the decay starts at the bottom.

To counteract that, he could appeal the taxes to get the condo reassessed lower.

It is caused by organic compounds decay. 

This is especially advisable if the soffits are exposed wood and subjet to decay and continual maintenance.

He offers excellent insight into the economy, government manipulation of currencies, and how to counteract inflation including using real estate as one vehicle.

Made of a material that decays?

Because you'll be living in the property, you'll be able to quickly identify and respond to maintenance tasks/repairs (plus, living at the property will teach you about the property's various quirks and patterns that will help you manage it more effectively in the future when you move out...experts know that properties are almost like living entities, in the sense that they have patterns of problems, decay, etc.

@Andria Kobylinski if you put the money into your house, it will just decay there.

They should merely be providing you their best options available for your needs and not attempting to influence your decision making.If your goal is to expand your portfolio, as good as having that additional cash flow sounds, it completely counteracts the option to grow as it will significantly impact the cash you have on hand for future down payments.A HELOC or home equity loan is a cool arrow to have in your quiver, but with rates on those products being higher than almost any conventional loan at this point, I would use it sparingly.

Don't let it decay.