We make combined around 150k a year and would like to consolidate.

I'll consolidate my questions and reach out soon! 

(High interest rates are temporary) we may not see 3% mortgages again, but I bet we see under 5% on primary residences more often than not over the next 15 years.The mega corporations have consolidated power in the near term.

. - Consolidating at a lower rate.

Don't trust the consolidated data on AirDNA!

Your number will grow exponentially, not linearly and your blind spots are expenses that you are too frugal to manage today but will eat at a higher price tomorrow.The goal should be to eliminate expenses via consolidation, have multiple sources of income, and carry low risk(debt). 

Optimize for assembly and consolidate your vendors/shipments as much as possible.

In these pressures, we saw the consolidation of the American Household.

I keep waiting, expecting SOME kind of price drop, nothing big but i DID expect some kind of pull back, something of consolidation price drop, but no, NO, it just-won't-drop!

Maybe one of these: Bank of the West, Consolidated CCU, East West Bank (super easy, no doc), Red Canoe CU, Quroum FCU, Signature FCU, WAFD Bank,