I thought the regular "free" Stessa account was ok.

To be honest, I´m in the Maintenance & Construction for corporate businesses for some US companies in Mexico and we do some Real Estate down here also, but it´s way much different than the US, so I have much to learn from a lot of people around here and as @Julio Gonzalez, I think this is pretty much the right pad and place to start and to break my fears to start all over again from scratchAlso, I´ld like to hear more from @Justin Brickman why he voted for his city, pros and cons, it will help to read from a local...As I said before, thank you all guys for taking the time to write in this post and share some experienceDo you plan to owner occupy. $40k will not get you a non owner occupied San Diego property unless you find some unlikely alternate financing.

The market is at historic highs and could break at any moment.

For me I am free pretty much always now:)

Just wanted to mention that the cash out refinance funds are not tax free forever.

Don’t forget that budgeting for vacancies can make or break your portfolio.

I took a break and now I am ready to get back to it.

They will make or break the investment.

On the other hand, if you “just” break even for 30 years on your previous primary home with 5% down.

Work your 9 to 5 for several years and in your free time grow your real estate business on the side.