I currently have around 20k cash for a down payment and that is steadily increasing so I want to pull the trigger soon.I'm interested in Fort Wayne for a few reasons:- I have some family in the area (they won't be involved, but have some general knowledge of the area)- Decent schools- Low crime- Airport- Low pricesAny advice or connections are welcome as I am completely new to this.

The low down payment house hack is the way to go.

the company I went with was 12k and performed high quality work.

Try to screen for a higher quality tenant next time.

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The chances that you currently live in a city meeting all these criteria are low.

Since the rent roll was too low, she had to secure financing through a private lender that based the loan on market rent rather than the current rent.

Too many low income apartment buildings near by / vacant buildings. 

I've now used it twice.The program requires 10% down, must be a rental, no PMI, and has a very high standard of credit.Last I did it (Summer 2022), my rate landed in the low 5%.  

Here’s why lease options are a game-changer:🔹 Low Risk, High Leverage – Instead of buying a property outright, you lease it with the option to purchase later.