We proceeded creatively with our Portfolio program to structure financing that does not require a borrower to show cash reserves or income documentation.All homeowners are not alike, so loan programs need to be adaptable to every customer.

Homeowners are not alike, and loan programs need to adapt to every customer.

Being both an active and passive investor certainly gives you a unique vantage point.How are you changing your investment strategy to adapt to post-covid macro forces?

How are you adapting, @Cristin Rakestraw?

Hey @Nick Riccio thank you for your kind words and for sharing the similarities to your situation and strategies of how you've adapted to your market.

The last question could easily be adapted to address your specific concerns.Can you confirm she will be starting a new position with you around August 1st?

The neighbors have unmet expectations regarding their residence and are trying to get you involved.

Every review of my listing cites the decor and uniqueness of our property, which is tiki themed.Mine isn’t crazy, but my wife built a 10’ tall plant wall, we have dozens of tiki masks everywhere, fake birds in cages, a diving helmet, vintage pieces, handmade art, and every room is tied to the theme of the property.on the flip side, in my super competitive STR market, I see a lot of future listings hitting the MLS because they aren’t adapting to changes in the market, and the changing demographics of who is visiting.

The market is always changing, and rather than get upset about rising interest rates, falling home prices, more (or less) government regulation, supply chain issues, rent control or any of the thousands of other variables that affect the real estate market, we must be flexible and adapt to our current situation using the information we have. 

Realize that you are playing the long game here and your credit strategy will need to adapt and grow later on.