I will tell you that many people who invested in Class B or C apartments during that time got a variable rate loans which was based on SOFR ( secured overnight financing rate) + set number.  

Typically, they can give you the lowest rates However, another option that may be more beneficial is getting a LOC (line of credit) secured by the paid-off house.

For new investors, you can secure up to 90% of the ARV, and for seasoned investors, there are even opportunities for up to 100% financing, depending on the lender and the specifics of the deal.If you need any assistance or have more questions, I'm here to help.

hello my name is Moses I want to create wealth so i can have freedom to seek other pursuits

Have you secured considerably lower mortgage rates with credit unions compared to traditional bank rates?

Do you have a value add like security cameras to justify an even higher premium?

This should give her more than enough time to earn a degree (or two), secure a nice job, save money, and have money for an investment. 

Using a 2nd lien on the target property or cross-collateralizing with another property can provide security in case of default.

I can into you to our security's attorney if you'd like.You don't want to refi to add additional debt that will put you in a negative cash position.

You will receive the security deposit in Checking but then transfer it to Savings.Savings: Hold the deposit here so it's separate from operating funds.