If a single-family owner-occupied property is worth $400,000 - I wouldn't invest more than $280,000 (70%) in a note secured by the property.ITV takes priority over desired yield - so even if the note discounts to $350,000 based on desired yield, the investor still won't go beyond their maximum ITV. 

The drop reflects broader national trends of economic recovery and increased stability in the housing market over the past decade.."2010.

Hi @Zhong Zhang I have used vacancy hacks over the years to get personal properties under 1% when turning tenants over. 3% increase depends on renewing or getting new tenants, when renewing tenants that's  a safe amount. 

Unfortunately, this costs $$$ that you shouldn't have to spend.

Be patient, take action when you're ready, and don't let fear hold you back—start small, learn as you go, and build momentum over time.Good luck!

But if you have to jump through hoops or spend a significant amount of money to put it in might not be worth it. 

I have passive investments all over the country.  

Haven’t connected with anyone yet as far as management, but Sylva is averaging around 70%.More to do over there.

We have worked with a business note buyer over the years and the yields are in teens. 

When I subsequently asked the tenant over the phone how many cats she had she said four, which is likely half the number she actually has, but is still a lease violation.At this point I feel like it’s pointless to even ask if the cats are neutered (and therefore less likely to spray urine on walls) because clearly she is willing to lie to me and her attitude seems to be that she makes the rules not me or the lease.