This is very helpful!

They need the help more than VRBO. 

Hope this helps, best of luck!

I am waiting for a seller to let me in on any sort of motivating factor or insight that could help me put together a proposal. 

And while it is not your job to be an expert loan officer, it certainly helps to avoid these situations. 

You got some solid advice above check with your lender and get in contact with an attorney like @Bob Floss II who can help setup the OA.Assuming there is no pushback from your lender, you should be able to do a quit claim deed to retitle. 

Quote from @Fidel Mercado Gonzalez: Hi Theresa,Thank you for sharing this information—it’s really helpful.

Any help is appreciated.

I am an investor and real estate agent in Gulf Shores / Orange Beach and would be glad to help in anyway that I can. 

I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset.