While the owner of a property you are required to prevent waste to your property and can be arrested for ignoring or causing such waste.waste definition nPermanent harm done to real property by a person or persons in legal possession of that property (such as a tenant), such that the propertyÂ’s value to its actual owner or future inheritor is diminished.

HR 1728 would be extremely harmful to thousands of your constituents.It will exacerbate the problem OF foreclosure, as fewer sellers will be able to sell their homes to avoid it, and CAUSED BY foreclosure, as fewer buyers who have recently experienced foreclosure will be able to re-start the process of home ownership inexpensively and easily by negotiating owner financing.Thank you for your consideration;NAME Licensed Real Estate Broker license # Phone # email*IF YOU SELL HOUSES WITH OWNER FINANCING* Dear Senator [name];My name is Vena Jones-Cox and I am a life-long resident of Cincinnati.I am writing you to encourage you to vote NO on HR 1728, the "Mortgage Reform and Anti-Predatory Lending Act".While many of the provisions of the act are positive steps toward mortgage reform, the inclusion of private owners in the act (see section 101(3)(e)) will enormously reduce the housing choice of Ohioans and the ability of homeowners to sell properties in this already-slow market.As a professional housing provider, I sell several houses each year to home buyers on installment sale [or, if you have not purchased a property, add here: "I had planned to sell several houses this year on installment sale]--a practice that would become impossible under this law in its current form.

Even if the tenant gets appropriate insurance, you can STILL be held liable if the tenant's dog causes harm to someone else.

This is a great case of rumors spreading about the legalities of something with no real substance behind the claims.

Down the road, especially the way laws are changing, if you do a deal and fail and cause harm to Helen, you have alot more to lose than the house deal you did.

And those that do will almost without a doubt be flagged by somebody and challenged to provide substance, or reported for abuse and then moderators intervene to clean up the post.

They never stop thinking about new ways to harm our country and our people, and neither do we."

Often times a new course will do more harm then good because it takes another point of view which in the end just causes your head to spin.I'd be happy to help you focus and get a plan together and I'm sure others will pitch in their ideas as well.

Though this may very well not be illegal, anytime you profit (as an investor) through the distress of homeowner, you are putting yourself in harms way.

In a matter of fact, that operation cause more harm to Israel than good.