When you talk about liability you can offset that by making sure you have a good Insurance policy and close the loan in an LLC.LLC protects you and your assets from lawsuits and any litigation from any and all accidents/injuries.

Think outside the box and become your greatest asset.

Does anyone know of a lender that is asset based that can get in the 6.9 range?

In my county the document that reveals the estate assets is called the petition for probate.

Condo market is going to take a big hit and could be a good place to acquire some assets .My friend owns a few properties in Cape Coral and is getting crushed ...

They should have a spreadsheet of the assets bought and sold, also a P & L statement of some kind. 

There are so many choices out there that you need to make, and you have to look at what you really trying to do with it, which is asset protection for your personal assets most likely.

Re-invest all your cash flow to make your assets better or buy more assets.

An LLC can help protect your personal assets by limiting liability, and it also allows you to establish business credit early, which can be useful as you scale your portfolio.

If the cosigner/guarantor owns real estate for example, any unpaid judgement will become a lien on that property and raise the odds significantly for eventually getting paid.If the cosigner/guarantor doesn't have assets like real estate to go after all they are offering you is a promise and last I checked you can't cash a promise!