At that point, I believe I would have 20% equity and I could then go ahead and can refinance to remove the insurance fee.

If it’s truly 4 years old I’d skip it outright or go ahead while occupied if you want to feel good about it.

how often do i need to visit the property if i'm out of state? 

@Chelsey Coleman My husband and I have a guest room that we mostly rent mid term to visiting scholars, interns and students.

So my thoughts would be why not buy a great ROI property in the U.S. that you have more control over and is easier to get to and then visit Central or South America with the profits?

You can visit my wholesale site via my website listed here on BP.

Just a heads up.

There is a podcast called "Thank you for visiting" and they've talked about this.

Have you not visited BiggerPockets Love?

Does anyone have nay suggestions when it comes down to screening besides the basics.I know some people like to visit potential clients homes to see if they are clean and orderly, but that can be a bit challenging when we are out of state.