If you want to improve your profit, increase the rent based on the market and let the tenant figure out their financial ability to stay or go leech off someone else.

Some lenders won't share appraisals with anyone but their client -- just had this happen to me, so my buyer can ask me questions, but if the lender won't discuss it with me, then I am very limited in ability to assist.    

Your success with VA's gonna depends on your ability to train them, giving a script, a list and a dialer are unfortunately not enough.

How does spending $$ on coaching effect your ability to make a down payment?

Consequently, it could hinder your ability to refinance individual properties within the portfolio.

If it was worth substantially more than $20k, there would likely have been multiple offers and the ability to make them compete and bid over asking.

My primary focus for this investment is on long-term appreciation potential and leveraging rental income to pay down the mortgage, in this case I have no cashflow.Given the current market conditions, I understand that cash flow might not be immediate, but I'm more interested in the potential for appreciation over time and the ability to offset expenses through rental income.

The best part of investing in the US is the ability to write off the majority (if not all) of your tax liability on rental properties if you have the right strategy. 

I could see them implementing it for 2024 still with the ability to depreciate the remaining basis on a property that was 80% depreciated in 2023, but it's likely a bit much to have everyone go back and correct 2023 at this point.

In general, your acquisition of properties should never outrun your ability to put aside or access comfortable reserves to maintain those properties.