@Jake Snavely paid 9k for the Florence property and 35k in Athens, looking to owner finance them out so not the same strategy, returns are healthy however.

I have two rental properties (SFH/Duplex) with a fairly hight debt to income ratio as result (~40%), but have a solid government job and plenty of investments in financial markets to be considered financially healthy.   

I think it's healthy overall to ensure citizens have a fair chance to enjoy home ownership, the opportunity to invest in and benefit from owning real estate preventing it from being heavily limited to investors.

@Michael Sontheimer-  most  lenders will use your  the  scehdule E  from your  tax returns for the past  2 yrs  to determine the   rental income that is usable for  qualifying for a loan ....so  if you have the ability to make this  schdule as  healthy as possible  - you might  consider this  ....if the  rentals  have been owned for under a year - the lenders  may use 75% of the  lease  amount  

We're in a healthy financial position but with it being our first one, didn't want to dump all of our liquid assets into it.

Quote from @Geoffrey You: @Jack Seiden, our price point is around 600K-700K That’s a pretty healthy price point, could get a pretty nice single family home at that point.

Remember that healthy conflict creates positives outcomes.

Not being able to withstand 2.5% interest rates because you have so much debt is not the sign of a very healthy economy.2.

Penn Hills has had a pretty rough time with their school district’s financial situation, and because they get no help from the state, one of their only ways back to health is gouging property owners for more taxes.

In other words, this property would have to rent for around $3,600 a month to be considered a healthy investment.Look at it this way.