But the previous owner only collected cash so we didn’t have an income to draw off of for appraisal.

Under Texas Property Code section 92.019, a landlord mat not collect late fees for failing to pay any portion of the rent unless the landlord provides notice of the fee included in the written lease, the fee is reasonable, and any portion unpaid has been longer than 2 days after the rent was due.

Forgot, if you get a 3rd party doing the billing, make sure they do collections also. 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Does anyone have any recommendations for how to collect monthly rent payments digitally into an established account?

The underlying architecture of these models makes them best for chatbots & translators (matching word meanings/uses across various languages and translating based on positional/usage probability).I understand in 10 years there might be an Ai that can do this, but right now, these tools are useless for achieving anything of substantial complexity (meaning anything from medium-large coding projects to properly valuing a home, or even calculating the proper $/sf avg in a zipcode), so I don't understand why you repeatedly advocate for their efficacy in this REI space?

While asspro works by reducing the target on your back (and by making it harder to collect if it gets to that), unless you structure the whole thing very well, and have your lawyer/trustee sign all your documents throughout all your transactions, from the beginning, you will leave a paper trail behind yourself, relatively easily identifiable if you become the target of an educated person. c.

I am seeking a property management tool to schedule showings, screen tenants, collect rent, and allocate maintenance requests to one centralized platform.

Connect the green to white.I've had hundreds of signatures and never been able to collect from anyone.