Anyway, though your local code can vary, there's a huge body of law grandfathering in things like that, otherwise the majority of housing would be non-compliant.

With a refi, there is no target number to aim for, so its good to provide that, but just be sure to present it in a way that does not take away the authority of the appraiser, I have had some appraisers that reacted offended (They are also under a lot of legal scrutiny since the 2009 mortgage crisis).

As you brought out, between body corporate fees, maintenance fees and capital works there wasn't nearly enough return on our dollar.The investing climate is different in the US to Australia, many people were burned trying to hold on to property for appreciation, the same did not happen in Australia.

Does any body else get a huge adrenaline rush when negotiating deals with lots of zeros  in them and the furture on the line?  

Should they appropriate utility cost by body weight rather than headcount?  

So could any body give me a rough idea on the cost of each project?

It's interesting discussing home values, bank product offerings, cash flow etc. with a naked woman who's grinding her body up and down you....lol What surprised me was she actually knew what she was talking about and she knew it well.

But every time any body produces a meaningful set of data, its been borne out.

Getting the body clock was turned around 11 hours was also a challenge.I hope you enjoyed my travel log and have a good day.

Once in a while there are times when you would have to react quickly to deal with a problem.