Hi, I’m an active investor in SFH and small multi Family in the Bay Area using the BRRRR method. 

This is one method of helping to build a 10 year plan for yourself.

I understand how HELOCS work, I've used this method many times.

The BRRRR method is a great way to get into real estate! 

I learned a small portion of this method from Tom Cruz, a section 8 Guru.

If you’re not sure which method of investing you want to use, spend some time working on your goals and your “why”.

Cash up front would be a bigger requirement for STRs too so it's not a "cash-flow" method, it's just your moving cash around differently.

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and can you apply the Brrr method?  

Good luck with your method !