I am about to replace a 1950 gravity gas heater with a modern unit, add c/a and do a little basement duct work to a unit all for $5,800.Around here (Delaware County, PA - near Phila), a "3Br, 1Ba, unfinished basement and no c/a" is the "base unit" for the row homes I buy. 

I provide information forms to all new renters giving them the pertinents - location of water/gas/electric shut off, phone numbers to all utilities and emergencies, trash & brush collection info, specific information about maintaining/cleaning the house, etc. 2.

I am a 49 year old layed-off oil & gas person that is tired of being someone else's pawn.  

For example, the property may have only one meter for utilities like gas and electric.

They should be valued separately from the park as a whole to keep your numbers straight.5 - What is the water/gas/electric/sewer situation?

It's a gas powered floor scraping machine.

But I am more interested in building my companies credit, no issues but no credit either since 2007, recently approved $2k gas credit card for my company, which is a start.

My hometown of Calgary is far more reliant on oil and gas which is why I am looking at Houston for the time being. 

If you have gas to the water heater and the furnace, I have to imagine 150A is fine for most SFR, but again, the electrician can do the load calculations.As for price, I don't know the prices in Phili, but I can't imagine $1900 is too expensive. 

hi amy. i am originally from michigan myself. grand rapids area. this house sounds like a decent deal, and if bank number one doesn't want to help, find another bank until you find one that will work with you. every bank has their limits on certain types of loans and on this one, the first bank may be maxed out, nothing to do with you or your credit or anything, its just where the bank stands within themselves. absolutely look for another bank. look until you find the one that will work. your own home is NOT an asset, it is a liability. when you buy a house to live in, you just bought a mortgage payment with interest, a phone bill, a gas bill, a tax bill, and maintenance costs. the only thing you can do with your own home is pull out your equity when you have some and use the money to buy another house that is an investment. i am not saying to not buy it, but use it to your advantage