@Bob Bowling See my edited post.Yes in theory I should agree with you that the required rate of return is proportional to the level of risk. 

Beginning of '05 it was priced a few thousand above the 82k it's at now.Here is a google spreadsheet with the numbers: https://docs.google.com/spreadsheets/d/1HIaLPDByQFzW8w-3Joa_sGPtOkbM1ghVIN387GBr-ZU/edit?

This makes it very secure [more than wall street] for them.All of my lenders enjoy strong double digit annual returns and only spend a few hours a year [making wire transfers] to realize this profit.Yes, I am biased when it comes to RE or Wall Street - but ponder this and you'll see why:  We all know bankers are some of the most penny pinching individuals on the planet, right?  

**edited....sorry, missed you are a realtor...saves you a couple % on the commissions!

The end goal is to digitize real-estate compliance and simplify RE investment & development. 

*edit: My friend owns 3 rental properties and has done a bunch of flips.

https://www.biggerpockets.com/forums/521/topics/272873-pacificnw-real-estate-meetup---eastside-edition

@Fred Dray My Current situation is we are a property investment company managing it's own portfolio.We outsource most maintenance jobs to individuals.The management arm has been overlooked by me and the Managing Director when he is available.However my big weakness is that as the company is growing bigger I need to build a strong team and I would like to digitize my management(been mostly old school) so as to provide concise reports for company management.Therefore, I have no idea how to go about it as I've been mostly conducting things myself over the years.Please assist on how to go about this...

**Edit** it looks like they changed their name to "Make/Offices" now.  

[EDIT] Also, welcome to BP!