I don't think 2025 will be a lot different then 2024 unless the economy changes.

All of these things change over time.

A few thoughts on the subject from someone who made a living doing this until the laws changed on the West Coast.Most folks in foreclosure go into deep denial.

Moscow has changed a lot since 90's. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Park Place Communities, LLC etc.) are created in Wyoming (and the address is a registered agent).

However foreclosures are changing back these days your not going to have many sheriff sales like we had in the past with the melt down .. 

Your wife as conservator/guardian has an obligation to her mother and selling the property to herself creates a conflict of interest in that she stands to benefit as the buyer and is also making decisions for someone else as the seller.2.

Once rates change direction and start a new directional trend, it usually takes a major event or change in fundamentals to reverse again.

And is there risk of the bank changing the rates on an assumption?