After initial research start calling real estate professionals and see where they invest.

@Rodrigo Barreiro PujolYour plan to house hack in Austin with a $25k initial investment is a solid start.

Normally, if the policy values the loss on Replacement Cost, they will initially pay the loss at the Depreciated value, once the damaged area is rebuilt, then they pay the additional amount (up to the limit on the policy).   

What if that S&P 500 ETF was also worth only 50% of your initial investment?  

If he does not do the work he is supposed to do or do it in the timeframe that was initially anticipated, what happens?

And the location was not claimed by the seller to be in a high demand location, but in one within my area.It is not great practice to utilize property management as some have stated initially with your first investments.

For example, I know that Lima One will waive a property's seasoning period if you use them for both the initial hard money loan and the longer-term DSCR loan.

This can sometimes bypass the LLC restriction, although terms may vary.Refinancing after Purchase: If you initially purchase the property under your personal name and then transfer it to an LLC, you could explore refinancing options post-transfer.

If you buy the "on sale" office building, it will cost some money to convert, but if the savings is there on the initial buy price to more than make up for it...And then let's say 5 or 10 years from now the "work from home" fad is over and offices are in demand again.

I believe that you need to teach people how to treat you and I already made the mistake of texting with them initially and now am paying the price by having to respond to texts via email.