And insulation to reduce energy consumption might as well be non-existent in some of these. 

Even then, we rarely remain objective in our own assessment when the issue is so close and emotional to us (drugs, alcohol, money, etc.).I recommend consulting a trusted friend or family member that can give you honest, objective feedback without “guilting” you through all your poor decisions.

Leveraging for consumption is a problem: it increases your burden without increasing your means. 

While I like the other women in our group, and have talked with them all outside the group - I get just as much growth and development from them as I do with the other friends (male) I have made from the group.But I may not be the right person to ask, I also hate baby/bridal showers, book clubs, and any other event with lots of girls unless there is an ample amount of alcohol.  

Are there websites which make mortgage balance available for public consumption? 

No smoking, no parties, no alcohol in common areas of house. 

It also establishes an amount that is payed monthly into the Utilities fund to cover those utilities held in the landlords name.We provide the tenant with a copy of all bills for the utilities in our name so they have visibility into their consumption the same as they would if they held them in their own name.Every quarter (3-months) we reconcile the amount paid into the fund with the actual cost of the utilities consumed.

DISCLAIMER: There will be no guest speakers or selling of products or services during this meeting; only a sharing of ideas by like-minded REI's in the Davie/Weston/South Florida area, and the possible consumption of a few jelly donuts.

:http://www.mysanantonio.com/business/article/Financial-roof-falls-in-on-pair-of-house-flippers-4559692.phpLinked for your consumption :-)

I am about 100% convinced that the broken wine glass(previous tenants did not consume alcohol because of religious beliefs) is the current tenants fault but can't prove it.