The day after the cops were called, he called me (before I found out about this from the other tenant) and he said that he was very sick and had to go to the emergency room the night before.

I haven't been able to find any motivated sellers willing to owner finance in the white plains area.

Also, if a portion of the land is in a flood plain you might have wet lands to deal with at local and NJDEP.

I guess you won't know until this guy is gone and the new one moves in..If this guy is just sharing your home as roommate,, it sounds like your sick of him and he needs to go.

My phone rang all day to the point I shut it off because I got sick of people asking me the same stupid questions (not one question was asked that wasn't covered in the ad).

Lastly, many of these policies have critical and terminal illness riders included so he would have access to the face amount of the policy if he got sick.

. ;-) The website(s) with the best EDU (in plain, understandable English... maybe with a Spanish, translator?)

The market is HOT, plain and simple.  

It's well-written, but the story makes me sick. 

If it was built before then it could be built in a flood plain.