Get involved.

This step involves a detailed analysis of their balance sheets, income, and cash flow statements, provided they can provide it.

I'm looking to connect and know more people my age (20s) involved in real estate.

However, if circumstances do indeed change over the course of the loan, there shouldn't be a penalty involved if you move into the property down the line for unforseen / unintended reasons (such as maybe in a couple of years there is a family emergency requiring a need to temporarily move into one of your rental properties etc)

Interest rates and down payment requirements have a great deal of variance between owner occupied (primary), 2nd home, and Non-Owner occupied (rentals). 

But if you are someone that got involved with the wrong company and your portfolio is not performing, you know how to find me. 

That is; They will have the use of those funds with NO TAXABLE event involved UNTIL sometime in the future,  when either the OPTION is exercised, cancelled or perhaps renegotiated ?

Specifically, we are enthusiastic about connecting with individuals involved in the commercial multi-family market in the St-Louis area.

Quote from @Jaesung Jun: @Jaesung JunYou don't provide nearly enough information for anyone to realistically offer valid suggestions to you.House hacking involves buying a multi-family house.  

The truth is about the only credit I can give to any of them is that they got me interested in realestate and got me motivated to get involved in the game, the rest I learned by trial and error, people in the business and the biggerpockets of the 90s; creonline, who had people like you giving good advise to newbies for free.