Have you heard of Rent App and is that a good idea (instead of Venmo) and sufficient for tracking rent payments?

(Again assuming you didn’t owe another $15k to your state.)I don’t see how this is even a choice. 

The choice to invest now depends on your money and how much risk you can take.

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This part is important, and you must ask this pointed question (in writing, preferably) to someone at the financial institution with sufficient understanding of the banking industry. 

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

Its her choice to apply or not. 

Is it correct that with verbal contracts that a 30 day notice is sufficient?

If someone wants to be within a specific market, the conditions within that market may wind up making that choice for them.

Second question, I have an umbrella policy, is that a good choice?