Emotionally, I would go with Scottsdale "city tag" sound better than "PHOENIX" :)Rationally, however, I think both area have very similar chracteristic, I'd say Desert Ridge is more crowded than Grayhawk though

At the same time, I've read plenty of commentators who will be the first to tell you they don't have all of the answers and yet every argument they put forward for what they expect to happen seems rational and well thought out.  

I enjoy your ability to understand the underlying issues, maybe 5 or 6 people on BP have that backgroundHere's a post I did on Subject To that may helpUsing Subject To, to Get "Free" Properties https://www.biggerpockets.com/forums/311/topics/1060320-using-subject-to-to-get-free-properties-a-quick-guideline I'd have to read the pleading of your case to understand the courts rational for the decision.I will reiterate, I believe in a title theory state, the only thing the Borrower retains is equitable ownership and not title, which resides with the Trustee. 

it seems from the Fed chart we would continue the "free-money" era.The Fed is still printing money based on their data, they only reduce their MBS holding *a bit* Mathematically , Rationally , Logically speaking it is impossible to have the free money era to be ended LOL 

Depending on tyrants to act rationally is insanity, and we should be as independent from other countries as possible. 

Some people use this as rationalization that college is not necessary, but there is something else that they both had in common.

I normally advise using rations between 5-10% for each of those categories.

I take a rational approach to privacy because Lew is right, some things are just impossible to hide.

Don't let opinions foolishly coerce you into action - let ration and facts be your guide. 

. ● Regulating Emotions: Stressful situations often provoke strong emotions that may cloud our judgment and hinder rational decision-making.