Yea you could do it like that, but usually your lender is a broker and can find you the best products as that is their profession.

Andrew - The other item I share with the contractor is that if the township/borough/city has any issues/questions with the work product I always request them to address/fix.

@Michael ItaliaThere's a lot of hype about ChatGPT and similar AI products.

My broker's property management company is local to the area and very familiar and comfortable with this product type if you want hands off management.

Thank you,Dave Check out DSCR Loans - no DTI is the key aspect of the loan product. 

Also, they have limited and low quality products that you choose from for materials such as flooring  bathtubs, and lighting, etc.

As far as I'm aware, most loan products that underwrite off of a W2 income require 2 years of work history. 

Hi Eddie, I specialize in non-QM products such as DSCR. 

I'll be spending every cent I have on me and my SO - Happy to help out the kids while I'm alive, but they need to learn to be self sufficient, independent and productive members of the planet.

How do you structure the first 90 days of onboarding to ensure they are productive and confident?