I love the idea of a flexible product like the Future Builders CD to keep your money working while it waits.

With that said, for house hacking, you would obvioulsy need to physically relocate if you were to go this route (whether to Albany or any other similar area). 

Options vary by state, particular properties/locations, products within particular carriers, etc.It's really important to talk to an agent/agency that is impartial and looks out for you.

Physical investing is a whole different ballgame, you lack the tolerance and understanding of what investing entails.

@Jagan ReddyThere is physical occupancy versus economic occupancy.

As a workaround, we have a hidden lockbox that the tenant can access if code doesn't work and get a physical key.

This link should get you where you want to go. http://www.facorelogic.com/products/realquestpro.jspPlease let me know if you have any questions.Thanks,

They are some sort of bot that positively talks about a product, seminar, or guru after negative criticism has been given. 

The issue of 1 person in FL, another in TX, that's just this modern world of remote location for workers because reality is they don't need to all be physically sitting in a cubicle in CA to do there work. 

Tax (and often even zoning) designation don't change the comps for what it physically exists as.Is a residential appraiser telling you this, or are you basing this assessment only on your own understanding of these classifications?