Lastly, in your first post, you mention gross.  

Speaking with one of our attorneys she mentioned the largest area of defaults she has seen is in SS space as it got over saturated in some markets and rent appreciation has not been as advertised.

(you do not pay the taxes you lose the house, and you do not pay the insurance the lender will put insurance on the property for you)  Assuming the properties are showing up on your tax returns the income/loss will be calculated from the returns using this form:  https://content.enactmi.com/documents/calculators/Form1038.C...The form will allow you to add back your paper loss of deprecation on your returns as well as your property tax, insurance and mortgage interest deduction as those last three are already taking into account into your payment as mentioned in the first paragraph.

I know Shawn mentioned CFRI which is one REIA and another is GOREIA.

@Jesse Dominguez-Castelan please elaborate:"the house definitely needs some fixes"You mentioned in a comment you did a new roof and siding.

Thanks for the mention!

I told him that the first phone call neglected to mention the $8,800 set up fee and the $378/mo CRM fee, and he said "That was just a receiptionist."

I think that you should replace the carpets with LVP flooring as someone mentioned before me and this is why: I had a rental property with brand new carpets all over (bought the house with it).

Thank you for mentioning one of the best SEC attorneys in the biz!

Overall, I think you'll need a way to pull out a few hundred thousand via what I mentioned above or another mechanism.