I'd like to generate enough cash flow to supplement my income, and when I'm ready to retire, not have to worry about if the 401K funds are going to last.I've got a lot to learn, a lot of concerns, and as I work on getting a business plan and team assembled, I'll have a lot of questions.

I'm looking for long term, passive retirement income, it would be great if I could supplement my current income.

The only way I see them surviving is if a)they sell high end properties, b)they're married to someone with a decent income, 3) they supplement their income with re investing or 4)they stay married to their jobs where they are always on call, on the phone, on the email, showing a house etc.

and actively setting up my goals based on my learnings on these forums.I am a 27 year old 'newbie' if you will, looking to network with people in the Jacksonville, Florida area to discuss the best places for SFR buy-and-hold investing as well as the possibility of wholesaling for starting capital (although I'm not sure on the wholesaling part as I hear it requires more time than I want to spend when I'd rather try to just save via my full-time job and keep it simple & clean with buy-hold strategy for longterm wealth/cashflow supplement).As the market is flooded with a lot of lower priced & REO housing, I was looking to target homes in the sub 60-70k range as well as locations within Jacksonville that's best to invest (as we all know it, Jacksonville is a very large city, so can be difficult to locate which 'low to middle income' neighborhood.Sorry to keep this short, but as I am at work I will continue to post more and become a better known member in the BP community!

In order for me to stop working I would like to have a monthly cash flow to supplement that income.

Trees and shrubs, which are compatible with the landscape theme established and installed may be used. b)Rocks and boulders…may be used to supplement and create imaginative landscape design.c)The use of “desert type” plants rock (sic) and gravel yards shall not be allowed in any area, which is visible from the street or common areas.While our landscape is out of step with the parent HOA’s CCRs, authority is delegated to the community HOA, and they approved the design.

If you were to hire a licensed, insured, and bonded company for every job you did or needed to do I Think you would go broke pretty quick.I know plenty of Carpenters, Plumbers who work for big outfits who also do amazing work on the side to supplement their income at a fraction of the big company costs.

I would like to continue to buy, rehab and resell properties to supplement my income, but I am also open to other possibilities.

You can't live on rental income if you have to supplement it!

Anyone know if these hoa insurance policies are sufficient or do you have to supplement it?