@Nancy Griffis Hey, welcome and enjoy the steep and exhilarating learning curve to come.  

My current employer does offer some matching though so thought it was always best to at least capture this, not to mention my employer only lets me contribute up to about $8k towards my 401k.And yes John it seems kind of silly of me, but I work enough as it is at my current job, so when I pick up extra shifts I don't want to do so unless I am getting a decent amount more than base pay as opposed to my calculation of 1.1x base, otherwise I rather spend that time doing different stuff I enjoy like learning about real estate lol (which if it isn't apparent I have much to learn).Thanks again!

Hi Keely,Welcome to Bigger Pockets.I hope you enjoy the site.  

(step-by-step if possible) I'm really systematic and like to follow processes to achieve a goal.I enjoy looking/analyzing deals but I wish I could just utilize my time better by having some kind of direction to follow.Any response or help would be greatly appreciated! 

It sounds like you have a great portfolio already started.I really enjoy answering tenant relation questions, if you ever have any.Have a super weekend

Enjoy, Good Luck and Happy Investing!

I have enjoyed living here.

Enjoy your stay and I'm sure you'll learn a lot from all of us.

With respect, private money is not a commodity item like a book or laptop that you can buy online, and perhaps enjoy the protection of a credit card.

Hi There,Hope everybody is enjoying there day.