@Gary Lucido  maybe I am not understanding how you pay.. but I know a licensed brokerage cannot pay an unlicensed person a commission rebate.. they can couch in the sales price but no money can change hands.. seller would just discount.

As a an unlicensed rehabber, you probably wouldn't be named.Another scenario (and exposure) is you GC a project that's a JV.

The insurance thing can fall upon the property owner, and this should be addressed in the management agreement.Also, keep in mind that "licensed" doesn't equal honest or competent, and unlicensed doesn't mean incapable.When it comes to large properties such as apartments 5 units & bigger or larger homes, I'm always using licensed, insured, bonded guys.  

For instance- I have a mainly workers-- painters, flooring guys, roofers, framers etc that are unlicensed sub-contractor types.  

I think your on the correct path although I have heard FLA frowns on unlicensed people selling real estate IE wholesaling, And the companies that I fund in Orlando buy their wholesale deals through a licensed brokerage. so maybe get a RE license would be appropriate. you will get trained for the simple cost of a license .. then go to work with a broker who specilizes in what you want to do .. you will get paid to learn..And get a proper education from those that are invested in their craft and looking for a long term career. 

One thing I will share, they are serious about unlicensed activity.

I think you must be referring to my claim that wholesaling is unlicensed brokering.

The Electrician claimed he couldn't charge more than $4.50/hour because there were so many unlicensed illegals doing electrical work for that 4.50That sound right to you?

I did not save the thread, but there are new rules being enacted in Tx to deal with unlicensed brokers.

You may be able to have your agent get the commission and then somehow pay you, but I know a lot of areas (maybe all) do not allow agents to pay an unlicensed person (I can't give a referral fee to someone for sending me a seller or buyer).