Being a do-it-yourself site there are lots of options that are mostly shovel and exercise and very low expense if you want to go that way. 

If you were to start without any of the above in place, you probably won't put a Shovel in the ground until Fall of 2023.The Skin in the game you are talking about, is not just money. 

I swept them all into piles and shoveled them out the window.

Beaumont has started a three fase 5000 home development off of Highland Springs, so the Gold Rush is coming.In a Gold Rush it is the ones that sale the Picks & Shovels that really make out.

Again, having been personally involved with disasters ranging from tornadoes, fires, floods, earthquakes and hurricanes for over half of my life my wife and I never go on any long road trips without taking a reasonable amount of water, food, warm clothing, sleeping bags, road flares, a first aid kit and other items of self protection.

Lawyers in FL are being awarded several hundred thousand, up to 2-2.5 times the awarded damages, for simple lawsuits. 

I have sent pictures of contractors shoveling debris out of the windows of 1800 era homes without a dumpster indicating that I am a licensed lead technician and the contractor's actions are poisoning the neighborhood.    

Redistribution of wealth is HERE, most are just sleeping through it chugging the kool-aid shovel feed to them. 

First off, am I necessarily responsible for walkway shoveling?

Where in FL are you moving?