Why not give your buyers an amortization chart they can hang on their wall to check off their payments to see what their payoff is with each payment?

Here's a chart I developed about the impact of area/location on appreciation, cap rates, etc. and how you can identify each area (crime rate, school district, number of board ups):

Here's a Bulletin on BP pointing to an article that examines this question . . . the chart is pretty remakable and worth a look:How Low Can the Market Go?

If any number is below that a big angry red cell pops up on the excel chart and the property is a no go or the price needs to change.So the conclusion for this property is that it would have to be acquired at $205,000 for it to meet my criteria.

If you see the last chart, that's why I like the lower-price point, lower-income area properties.

Returns would be higher if annualized, but who's cutting hairs, LOLI've been thinking of ways to put locals to work in my area, you mentioned a community benefit, what's your deal in that respect, I'm sure you don't want to spill the beans on your program.Bill

." - Mark Twain I ran across this collection of charts about the U.S. housing market and have drawn my own conclusions but I’m looking for comments and reactions from the BP community as well: http://www.doctorhousingbubble.com/housing-market-non-payments-foreclosures-10-financial-charts-united-states-housing-problems/ Shoot holes in the figures, dismiss this as internet fearmongering and damned lies, or confirm and discuss, folks...

The chart you posted is interesting to look at, but the problem I have with the Case-Shiller index is the country's average house price is about as useful to me as the country's average temperature.

I used to have hair halfway down my back and a Suicidal Tendencies base ball hat on most of the time, it didn't help me get any where.

Myself as the second tenant I would not split hairs.