I filed a formal complaint with the New Mexico Realtors Association and now there is admission of false/altered docs from the sellers.

I have gathered information from the association, classes I’ve attended over the past couple of weeks, the media, Youtube videos, and a host of other sources.

Check out the Georgia Real Estate Investors Association for local networking and education.

Asset protection - the beneficiaries of a land trust are not liable for judgments against the trust; however, judgments against a beneficiary can be levied against the assets of a land trust.LLCAnonymity - if title is taken in the name of a FL LLC, a third party can discover who is associated with the LLC by looking up the member/manager information on sunbiz.org. 

Let me give the type of scenario I'm envisioning:A Homeowners Association negotiates with a home/property insurance company to get a discounted deal for members (households in the association/neighborhood).Questions:1.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

You literally CAN'T sell for at least 3-5 years because you wouldn't have enough to pay the fees associated with selling a conventional way, nor would it have been worth it for you to do so. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

This is particularly important if/when you bring in other accounts to manage, so you may as well start off correctly in the beginning.Pay the expenses associated with each property - again, as the fiduciary. 

Hey @Rob Titus      I would look into the Jax Real Estate Investor Association, amongst other meetups.