He suggested one called Tenants In Common where you could keep control at any percentage of ownership you had. 

Considering depreciation, and expenses, it may be a lower percentage than W2 income, but still a significant portion of the profit will go to state and federal taxes. 

It could be it's one of a small percentage of co-ops that does allow investors and there are too many units rented, or the sponsor still owns too many units, or it could be the reserves are too low, or not enough insurance, or a lawsuit, etc.

Thanks @Harjeet Bhatti...Do you think it’s worth paying up to 3pts to get it down 3/4 of a percentage point?

What would be normally these costs and percentage (if applicable) for SF Bay Area?

I much prefer areas with a larger percentage of homeowners. 

He seems to think there’s no creative way for Wells Fargo  to eliminate That particular line perhaps in favor of me giving an extra couple of percentage points when I sell the property for a profit.…… I kind of understand that… So my question for this form is That particular line perhaps in favor of me giving an extra couple of percentage points when I sell the property for a profit.…… I kind of understand that… So my question for this form isDoes anybody know a 30 year mortgage out there that is not FHA or anything to do with the government, that allows me to buy live in as my primary residence fix up and leave and sell before one year?

As a banker this is risk we talk about all the time, it doesnt' matter when you have 4-5 units, or even 10 maybe, but as your net worth increases and the percentage of it is concentrated into one industry, one asset, and one location, that's risky. 4. inefficiency in procedure.

I am wondering what percentage of total multifamily properties is class A?

How much more should I BID percentage wise.