So you could get a DSCR Loan.However most DSCR loan I know want to see at least 20% down, but you might be able to find a lower lender or you would need to get a hard money loan and season it for 60 days and then close with the lender. 

@Victor Nguyen let's not assume and be clear, for most seasoned investors SFR = 1-4 family since you can get a traditional mortgage on them.

Courtney,--use a seasoned real estate agent--might even add in an attorneyMy 2 cents,Mike

When you pay all cash there is no 6 month title seasoning wat to get out 80% of the purchase price.You can also come in with a 60% mortgage and a 40% all cash and get a little bit better of a rate and be able to waive escrows if needed.

There is no sense in hurrying to get a property to market heading into the slow/dead winter season. 

I realize the accountants are busy right now but hopefully after tax season I gain some more benefits from the service.

I'm a resident of the lower Hudson Valley and have not had the chance to explore that area up there but it seems like its close to a number of nice towns like Chatham, NY and the Berkshires within 15 min, outdoor activities also abound in all seasons.

It's why Q1 2023 I went hard, I had the conviction.I got plenty of dry powder to add to the portfolio, but I would let some seasoning happening.

Several things to contribute here: 1) Private Lenders with no credit experience emerge doing down payment and 100%/High LTV financing at the end of every cycle, 2) they're among the first to loose their shirts in every downturn, 3) although someone termed this type of lending "gator", it's not new, 4) the guy that coined it didn't get into real estate untill well after the last crash, 5) he has no real credit background or experience (he's never been a lender), 6) Google the guy's name and "looses professional license in AZ" to see what pops up, and finally 7) he's really effective at telling people what they want to hear, filling their heads full of hopes and dreams, getting them to buy his training, and his minios generally won't want to hear what a real, seasoned lending vet will try to tell them.

Sta͏ying commit͏ted to your goals,͏ flexible to market ͏shifts, and seeking͏ adv͏ice from seasoned investors.