You will make more from loan pay down, yes you SHOULD have some appreciation.

If you aren't going to be living in CR full time as you try to execute the deal I do not think it is physically possible for you to obtain a loan from Scotia Bank and not worth your time to try because the rates are so high. 

I would manage at first to learn the ropes, and then probably use a management company. 

Also, have you looked into DSCR loans for the refinacne portion?

(you need to differentiate when a Mark Spain type company is running radio ads to attract business for themselves from it actually helping you out)4) Our TEAM or BROKERAGE has sold "X" homes!

Most cost segregation study companies provide the quote for free.

One thing I continue to think about is how valuable 2-4 unit properties are becoming, and will continue to be, since Fannie/Freddie took the income restrictions from the 5% down conventional loan option for house hackers. 

Are you using the 10% down second home occupancy loan?

Are you using a PM company?

Call up a few PM companies and see if they will tell you who they use.