If you need help Dispoing a deal or figuring it out I can assist with that too as I have a license and know how to handle novations

You don't need a ton of income yet, keep learning while you're earning, consider getting your RE license.

Do people who buy notes typically need to get a license from the state first?

Also, if you are chasing the cheapest options (usually those without adequate insurance and licensing), you’re going to be spending more time repeatedly replacing those puzzle pieces.

I’m currently getting my license in Texas and look to build connections.

Two years ago I decided (out of client necessity) to reapply for my NMLS mortgage broker license to provide more robust mortgage options and services to my clientele.

I am currently studying for my real estate license and analyzing the local market.

I'm particularly focused on local STVR (Short term vacation rental) properties that are officially licensed by the county of Hawaii to operate short term rentals.

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You would be exposed to doing work without a permit, the cost of the actual permit and, worst case, having to rip it all out and have a licensed plumber/electrician do it again.I've heard most municipalities around my area no longer charge the work without a permit fine.