Even though I am new to this industry, I work full time in Event Operations, so I have skills in creating and implementing systems to improve efficiency and repeatability, and working in an urgent and time sensitive environment with strict and important deadlines.  

I am interested in transitioning into the development side of the construction process and gain more of an understanding of how finance works.I am also interested in possibly opening other doors for career paths in the built environment leveraging my existing design/construction experience either as a real estate consultant ,owners rep or tech prop entrepreneur All sounds great right but the cost is about 100k+ which I would need to take a loan out for and I am worried that amount of debt could maybe restrict my freedom for the next 10yrs.Should I go ahead and do it or would that money be better invested in starting something and learning as I go ?  

Anyone have a good model that have been successful with a market environment similar to mine?

Given the rate environment (I am at 4.25% for 30 yr fixed jumbo $695k remaining with estimated house value around $1.15m) I am interested in in doing a cash out refinance.  

Plus other factors of course, but those are 2 big ones for me.I have contemplated this same thing with some of my free and clears, especially in this low rate environment.   

And in an environment where we have to have a thread on where to buy TP because people's worst fear about the end of the world is an inability to wipe their bottoms, a little guest education on risk profiles of staying in our homes never hurt anyone. 

That said, with a permanent 0.5% (or less) interest rate environment a distinct possibility, a 10% seller-finance note might look pretty sweet to just about everyone...Thoughts?

In the pandemic environment I know of no lender who will lend on a disclosed investment property at 10 percent down.

Yes JJ I have the clear CO in the contract so definitely calling the seller and pushing it on him.I'll ask the reason to the city but I can already guess that this is environment related with oil leaks etc (at least they'd say so)

My two cents is that in the economic environment right now you want to make an investment in a property and market with the following:1. tenant redundancy - (aka a lot of tenants) so you aren’t holding the mortgage bag if your 1 tenant moves out or defaults2.