Let them handle all of the headaches, claims, ticketing, if you want to automate, rates, rate adjustments, peak rates, etc.  

So I'll have to pay part of this and adjust 2016 since I didn't claim this at all.

Time has a nasty (or great) way of adjusting expectations.

But I have adjusted the numbers just to see and even at 8%, its still a deal that I would be willing to take.

The student loan interest can be a deduction too for some folks depending on their yearly adjusted gross income.I also use notes to pay for all types of things.

Every company will have their quirks that frustrate the hell out of you, so you will have to adjust to meet what they need. 

The beautiful thing about building your own, is that it's easy to make adjustments to, down the road.  

As I see things, my options are: (i) eat the cost; (ii) have seller adjust the purchase price down by some agreed upon amount; (iii) have seller write a check for the missing security deposits; or (iv) have inherited tenants pay a security deposit when we take over the property.

Understand the person and adjust your message. 

Your example is basically like living off capital gains by selling stocks until you have no stock.I'm looking for something that pays me dividends but increases in value over time, adjusted for inflation....