We don't recommend relying solely on an agent as they're out of the picture after the closing.

The home conditions and neighborhoods vary so greatly.Please let me know if you'd be open to discuss!

This will of course vary by jurisdiction, which is why it is crucial to work with a local builder who has actually constructed many ADUs and dealt with the pitfalls on previous projects.

I graduated JMU in 1990 and we did many weekend road trips down to ECU to visit friends and vary our strict party routine… 

Yes - this is going to vary from lender to lender but a portion of DSCR Lenders do lend to foreign nationals. 

Contracts may vary in their language but in my area the contract would not end until someone chose to end it.

Oakland will vary block by block and CA has very pro-tenant laws.

It can vary WIDELY between lenders some times with this type of lending.Some other common differences between the two loans:Appraisals – Conventional loans will always go off of “sold comparable properties” (or comps).

The laws vary so much from state to state that it would be almost impossible for an organization to know it to the degree the people you are competing against do.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.