@Mike Dymski awesome way to spell it out. 

Sorry, got my spelling wrong here...I just spoke with their lawyer and he said, since note was signed by dad and not mom and dad, then due to PA law Tenancy by the Entireties, mom automatically became the sole owner of the property free and clear.  

Take some time to work on your spelling...boredom.:-)

LOL If your originator is involved at all, you need an origination agreement spelling out those responsibilities and liabilities accepted as well as the borrower info.

It's all spelled out in the lease, anyone not named on the lease is a guest and usually must leave after two weeks.

So please ask away and stay in touchBare with my grammar and spelling. 

If you ever need to use an affiliated company, the policy for how this is done should be clearly spelled out in the management agreement10.

To accomplish that you will need a promissory note which spells out the terms of the loan and a mortgage which is filed at the County and allows the lender to take possession of the property if necessary.

I would get several cans of the low expand foam for doors and windows (brand name of 'Great Stuff' is just one of them) and spray foam complete entire window bay from top to bottom.If that stays dry thru a couple cold or wet spells drywall over this area with either drywall rated as moisture proof,,,mold resistant,,, or even use cement board tile backer(that should NOT harbor mold)...Paint to match

The fact that they don't spell out occupancy in detail is because people know what it means.