Thanks for your time.Also I know I cant sign contracts due to my age, but I can do many other things that is usually a waste of time to agents or brokers.

In the past 3 years it’s become blatantly obvious I just can’t swallow the idea of working 40 hrs/week, 52 weeks a year, for the next 30+ years to simply retire and then explore other life opportunities at the ripe age of 60.

Initially when you open the 2 credit cards your FICO will drop due to "average age of accounts," but it'll shoot right back up as you spend a year establishing an on-time payment history. 

The age of the collection or late report make a huge difference.

It is great that you are starting to invest at a young age. 

Keep in mind some properties are economically obsolete … along with functionally obsolete.. be careful.. in this day and age with the internet and this irrational exuberance to be landlords there are not many markets that are totally under the radar that are viable.. 

I guess what I am asking for is advice on what someone of my age could do right now to start getting into the industry.

anyone over the age of 18 must fill out a.n application no matter what!

Most local banks will quote you high 5% rates, with 5 years balloon and 20 years amortization (depending on the property age and location).Agency debt is more competitive but more often then not the loan balance need to be over $1million.

I had to get the names and ages of any school age children moving in.