TRIAD, CU Factory Built and @1st Mortgage.

The most important factor is the expertise and the qualify of service you can expect to receive. 

This house will have a negative cashflow of around $150 a month.What our young couple, like a lot of new landlords, didn’t account for was their expense factor.Your expenses factor is all the business expenses associated with owning and operating a rental property.

@Max Gradowitz I know I'm not calculating cash flow the way most people on here do...I am getting a loan with 20% cash down...I am factoring in mortgage, prop tax, insurance, listed expenses and vacancy factor...I know a lot of people Include cap ex, which I know is a huge factor, but because I have a good amount of cash saved, I'm not including it in my deciding factor of buying the property, does that make sense?

You can buy a 14' x 36' one bedroom mobile home from a factory, or as a repo, or possibly as a used home that would fit that lot (although I don't know the setback).

Great community, great employers (Federal Reserve Bank, IRS, GM Fairfax auto factory, Ford Claycomo auto factory, Garmin, Cerner, Hallmark Cards, etc.) and you can get good cash flowing homes for under $100K.

I want to own factory mills and turn them into lofts apartments or small businesses.

For example if proctor and gamble is building a new factory that plans to employ a lot of people in West Virginia, Utah doubling down to increase its tech scene, Portland opening up free college or the city of xyz offering 1% loans and 50k improvement grants to revitalize you just been Car Jacked ST.

I want to own factory mills and turn them into lofts apartments or small businesses.

Economically its based around Farm/Factory work, or a Commute to W-S.