I agree with @Melvin List  - it shouldn't have gotten anywhere near that far in the process without your LO knowing it was a 2 unit property.

Tax benefits of Realtor vs being an employee (unless there's a loophole here with being a LO) should be factored in?

We went to lunch with a couple residential loan officers and their commercial LO the other day and I really like how they have a lot more flexibility than the large banks.

It would seem that a LO would make more.  

@William Kelly we do manual underwriting for FHA and VA, but unfortunately we are not licensed in NC.If you need a referral to a rockstar LO in NC that does manual UW on VA, feel free to send me a PM.TYFYS and best of luck brother!

*Get access to some lo-tech (any-type of tech that works for YOU) data holders.

If you are satisfied with your LO service stay with them. 

Why would you need a company to do L/O's?

Hi @Mike HoffmanYou are thinking of sandwich LO, you stay in the middle.Wholesaling LO is you enter into a LO w the seller and assign the contract.NJ may have deals but easier yes in other markets i.e.

And lo and behold, by signing the agreement, it takes away the tenant's ability to appeal.