Paterson, NJ · Member since 2016 · 119 posts · 18 votes
I'm in North jersey and getting pretty approval by Lakeland bank for fha loan rates 3.785. 3.5% down base off 347k purchase price. has anyone use this bank before ? also can anyone tell me about any other smaller banks I may be able to use. my scores are 761 758 753
Small banks are also able to offer VA loans, that rate was not a result of the bank you used, but is a gratitude for your service. VA loans definitely have lower rates, and other outstanding perks that are available to all veterans, through banks large and small.