Straw buyer scams either involve double closings, or fictional sets of HUDs.

Having gone though this hard work, I can use this to my advantage and offer a anti scam feature.

It is all a scam.

Sounds like a scam :)

Be careful about the second one, though, because "nice" people you don't know can turn out to be scam artists and deadbeats too. 

.: As has been stated, you cannot flat out deny, but you can establish a process and a policy that will serve to separate the pure liars from the responsible ESA handlers.You can if it is partially owner occupied......There are other exceptions, like if was rented out by the owner as opposed to a Realtor...Or if the Doctors Note is from an online (scam) source, you don't have to accept it either.I think they are tightening up on this because most ESAs are just scams.....

Scam company.

Updates in regards to what’s going on in the inspection period or what’s going on with the title company.Don’t want them to think I’m scamming them and back out of the contract.

Some landlords and property owners will call you assuming they can scam you into overpaying for their property...these may be motivated sellers later on, but at the moment, they're not worth dealing with and your screening process needs to be able to flush them out.Financials Asking Price Mortgage loan balance Any 2nd mortgage on property?

It's possible K is trying to scam you.