If your goal is financial freedom, choosing the right location is the most important investment decision you will make because it affects all long-term income aspects, including:Whether rents keep pace with inflation is crucial.

You are still a total negative of $3,000 a month or more.

A negative cash flow indicates a possible down payment.

I’m interested in learning more about any positive or negative experiences from investors on differing loan types .

This structure incentivizes the GP while offering LPs a fair share.Don't forget the preferred return aspect, which is typically around 6-8%.

@Reese ShulmanOr continue to see negative net migration that has been the case now for years with California.

Too many headaches for cash flow on paper (which is actually negative in reality) : stolen AC unit (thieves climbed a 7 ft fence), attempted break in (alarm scared intruder away), repair issues, winter weather (make sure someone turns up the heat on a vacant property).

While my experience with them has turned negative, they genuinely purchased good properties for me.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Theoretically, if I did enough work so that it fit my needs and lived in it as my primary, would I be violating any laws or aspects of an owner-occupied loan?